Building Better
Retirements
One Client at a Time!
ABOUT AMERICA’S RETIREMENT PLANNERS
If you knew you had guaranteed income for life as part of your overall retirement plan
What would you do?
Annuities
DEFERRED-INCOME ANNUITY (QLAC)
- Lifetime Monthly Annuity payments begin 2 to 40 years after investing into annuity
- Guaranteed income for single or joint life
- Used to create a pension-like income
IMMEDIATE ANNUITY
- Lifetime Monthly Annuity payments begin immediately
- Guaranteed income for single or joint life
- Period-Certain: Guarantees a series of payments over specified period of time. Can choose payments to last 5 years, 10 years, even as long as 20 years
FIXED ANNUITY
- Essentially a CD-like investment issued by insurance companies, not banks, and typically pay higher yields/rates than CDs
- Return of Principal (ROP) annuity at maturity
- Fixed rate of return for duration of the contract (3, 4, 5, 7, 9, or 10 years – your rate never decreases)
- Matures at a specified time (3, 4, 5, 7, 9, 10 years)
FIXED-INDEX ANNUITY
- Principal protection (Potentially grow your account value without risking your principal)
- Return of Principal (ROP) annuity at maturity
- Potential upside with no downside risk
- Potential interest credited annually (annual-reset)
- No internal fees (unless you select an optional rider for guaranteed income or an enhanced death benefit)
Our Mission
Our mission is to help our clients make smart investment and financial decisions
Educational Workshops
Gain Financial Intelligence. Attend an educational workshop.
Services Offered
America’s Retirement Planners specializes in these Financial & Insurance products.
We’d love to hear from you!
Please give us your contact information and we’ll be happy to reach out to you.
Ask us any questions you may have, and we’ll be sure to help answer them.
Phone (702) 588-4727